Terms of Service

Last updated: August 4, 2026

These Terms of Service ("Terms") are a binding agreement between you and Ombra, Inc., a Delaware corporation ("Ombra", "we", "us"), governing your use of Investi, an AI-powered investment research service available at tryinvesti.com (the "Service").

By creating an account or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

Please note: Section 3 explains that the Service does not provide investment advice, and Section 14 contains an arbitration agreement and class action waiver that affect how disputes with us are resolved for users in the United States.

1. Eligibility and Your Account

You must be at least 18 years old and able to form a binding contract to use the Service. You are responsible for activity under your account and for keeping access to the email account you sign in with secure. You agree to provide accurate information. If you use the Service on behalf of an organization, you represent that you have authority to bind it to these Terms.

2. The Service

The Service is an evolving product under active development. Features may change, be added, or be removed at any time; we may impose or adjust usage limits; and we do not guarantee uninterrupted availability, support, or continuity. Keep your own copies of anything important — do not rely on the Service as the sole store of your work.

The Service uses artificial intelligence. When you chat with the analyst, you are interacting with an AI system, not a human, and its responses are AI-generated.

3. Not Investment Advice

The Service is a research and information tool. It uses AI models together with market and company data to help you explore and analyze publicly traded companies. You must understand and agree to the following:

• Nothing produced by the Service is investment advice, a personal recommendation, or an offer or solicitation to buy or sell any security or other financial instrument. Output is general, AI-generated information that does not take your personal circumstances into account. Even where the Service organizes research around your notes, watchlists, folders, questions, connected brokerage or portfolio data, or other inputs, that does not make its output personalized advice or convert the Service into an advisory program.
• We are not a registered investment adviser, broker-dealer, or financial institution, and we are not a member of FINRA or SIPC. No advisory, fiduciary, or client relationship is created by your use of the Service.
• Action-oriented language is informational only. AI output may use decisive words such as "buy," "sell," "hold," "add," "trim," "hedge," or "rebalance." Such language, along with any scores, rankings, or ideas, is general information — not an individualized recommendation or a basis for an investment decision without your own independent review.
• AI-generated content can be wrong. AI models can produce inaccurate, incomplete, outdated, or fabricated information, including about financial data. Market data may be delayed or contain errors. Verify anything you intend to rely on.
• Past performance is not indicative of future results. Investing involves risk, including loss of principal.
• You are solely responsible for your investment decisions. If you need advice tailored to your situation, consult a licensed professional.

Monitors, alerts, and notifications. The Service lets you schedule monitors — saved research requests that run automatically, once or on a recurring schedule — and may surface their results as new conversations, indicators, or notifications. These outputs are informational only and are not recommendations, trade instructions, or a promise that anything should be watched in a particular way. Monitors and notifications depend on third-party data and infrastructure and may run late, fail to run, be incomplete, or not be delivered. Creating a monitor does not create any duty for us to monitor markets, any security, or your investments continuously, or to notify you of any event. You remain solely responsible for monitoring your investments and risk.

4. Plans, Billing, and Cancellation

The Service offers a free tier and paid subscriptions (see our pricing page for current plans and prices). By starting a paid plan you authorize us, through our payment processor, to charge your payment method the disclosed price on a recurring basis (monthly or annual, as you select) until you cancel. Applicable taxes are shown at checkout.

• Cancellation. You can cancel anytime online from your account settings via the billing portal. Cancellation takes effect at the end of the current billing period, and you keep paid access until then.
• Price changes. We may change prices with notice given before they apply to your next renewal; if you do not agree, cancel before the renewal takes effect.
• Usage limits. Paid plans include usage allowances (for example, capacity on advanced AI models) that reset each billing cycle. We may adjust how allowances are measured to keep the Service sustainable, with notice of material reductions.
• Refunds. Except where the law requires otherwise, payments are non-refundable and we do not provide refunds or credits for partial billing periods. If you are a consumer in the EU or UK, you have a statutory 14-day right of withdrawal: by starting a paid plan you request immediate access, and if you withdraw within 14 days you will be refunded proportionally for the unused part of the period; the withdrawal right lapses once the service has been fully performed.
• Account deletion. Deleting your account cancels any active subscription immediately, without a refund for the remaining period.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose, including market manipulation, insider trading, or other market abuse
• Attempt to gain unauthorized access to the Service, other users' data, or related systems, or probe or disrupt their security
• Scrape, harvest, resell, or redistribute the Service, its output at scale, or the market data it provides
• Circumvent usage limits, plan restrictions, or technical safeguards
• Transmit malware or other harmful code, or use the Service to develop a competing product
• Use the Service to provide regulated financial services or advice to third parties
• Use the Service in violation of applicable export control or sanctions laws

We may suspend or terminate accounts that violate these rules.

6. Your Content

You retain ownership of the content you create or upload (messages, notes, files, skills). You grant us a worldwide, non-exclusive, royalty-free license to host, store, process, transmit, and display that content solely to operate, secure, and improve the Service, including sending it to the third-party AI and data providers needed to fulfill your requests (as described in the Privacy Policy). We do not sell your content and we do not use it to train AI models. You are responsible for your content and must have the rights needed to submit it.

Subject to these Terms, we assign to you our rights, if any, in the AI output generated for you. You may use it for your own purposes, including professional research, but output may be inaccurate and may be similar to output generated for others; you are responsible for how you use it.

7. Services You Connect

The Service lets you connect optional third-party tools and data sources (for example, external data connectors you configure or skills you import). Those services are provided by third parties under their own terms and privacy policies; you are responsible for your use of them, for the credentials you provide, and for ensuring you are permitted to connect them. We do not control and are not responsible for third-party services, and we may remove or disable a connection that poses a risk to the Service.

Brokerage account connections. The Service may let you connect a brokerage account through a third-party connectivity provider so the Service can display and research your holdings. You must understand the following:

• Connections are read-only. The Service cannot place trades, transfer funds or securities, or modify your brokerage account in any way through this feature.
• You authenticate with your broker through the connectivity provider; we do not receive your broker login credentials where the provider handles that flow. Your use of the connection is also subject to the provider's own terms and privacy policy.
• Synced portfolio data (holdings, balances, transactions) may be delayed, stale, incomplete, or inconsistent with your broker's official books and records, and some holdings may fall outside the Service's coverage. Rely on your broker's official statements — not the Service — as the record of your account.
• Connecting a brokerage account does not change Section 3: portfolio-aware output remains general information, not personalized advice, and creates no advisory, fiduciary, or monitoring relationship.
• You can disconnect a brokerage account at any time, which stops synchronization and removes the synced data as described in the Privacy Policy.

8. Intellectual Property

The Service — including its software, models configuration, design, and branding — is owned by Ombra or its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms. Market and company data is sourced from third-party providers and remains subject to their rights; you may use it within the Service but not extract or redistribute it. If you give us feedback, we may use it without obligation to you.

9. Third-Party Services and Data

The Service depends on third-party providers (AI models, market data, infrastructure, payments). We do not control them and are not responsible for their availability, accuracy, or conduct. Market data is provided "as is" and may be delayed, incomplete, or inaccurate.

10. Termination

You may stop using the Service and delete your account at any time from settings. We may suspend or terminate your access with notice — or immediately, for violations of these Terms, legal requirements, or risk to the Service or other users — and we may discontinue the Service entirely. Upon termination, your data is handled as described in the Privacy Policy. Sections that by their nature should survive (including 3, 6, and 8–15) survive termination.

11. Disclaimer of Warranties

THE SERVICE AND ALL OUTPUT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT OUTPUT WILL BE ACCURATE OR RELIABLE. Some jurisdictions do not allow certain warranty exclusions, so some of the above may not apply to you.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW: (a) WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, INVESTMENTS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF (OR INABILITY TO USE) THE SERVICE — INCLUDING ANY INVESTMENT OR FINANCIAL DECISION MADE IN RELIANCE ON THE SERVICE OR ITS OUTPUT; and (b) OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM AROSE.

Nothing in these Terms excludes or limits liability that cannot be excluded under applicable law, including liability for fraud, intent, or gross negligence, or the statutory rights of consumers in jurisdictions where such rights cannot be waived.

13. Indemnification

You will indemnify and hold Ombra harmless from claims, damages, and expenses (including reasonable attorneys' fees) arising from your content, your use of the Service in violation of these Terms or the law, or your violation of any third party's rights. This section does not apply to consumers in jurisdictions where such indemnities are unenforceable.

14. Governing Law and Dispute Resolution

Governing law. These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-laws rules and excluding the UN Convention on Contracts for the International Sale of Goods. If you are a consumer in the EU, UK, or another jurisdiction whose laws grant you mandatory protections or the right to sue in your local courts, nothing in this section deprives you of them, and the arbitration agreement below does not apply to you.

Informal resolution first. Before filing a claim, you and we agree to try to resolve the dispute informally: email legal@tryinvesti.com with a description of the issue, and we will do the same to you. If it is not resolved within 60 days, either party may proceed formally.

Arbitration (US users). If you are in the United States, any dispute arising out of these Terms or the Service that is not resolved informally will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court, except that either party may bring an individual claim in small claims court or seek injunctive relief for intellectual property misuse. The Federal Arbitration Act governs this agreement. Arbitration will be conducted in English, by videoconference or, if required, in the county where you live; AAA fees will be allocated under its consumer rules.

Class action waiver. Disputes will be resolved only on an individual basis. You and we each waive the right to a jury trial and to participate in a class action or representative proceeding. If this waiver is found unenforceable as to a particular claim, that claim must proceed in court, not arbitration.

Opt-out. You may opt out of this arbitration agreement by emailing legal@tryinvesti.com within 30 days of first accepting these Terms, stating your account email and that you opt out of arbitration.

For users outside the US to whom the arbitration agreement does not apply, disputes shall be brought in the state or federal courts located in Delaware, USA, unless mandatory law gives you the right to sue in your local courts.

15. Changes to These Terms

We may update these Terms as the product evolves. We will post the updated Terms on this page with a new date; for material changes we will give you advance notice (for example by email or in-app) at least 14 days before they take effect, except where changes are required by law or address new features, in which case they may be effective immediately. Continued use after changes take effect constitutes acceptance; if you do not agree, stop using the Service and cancel any subscription.

16. General

These Terms and the Privacy Policy are the entire agreement between you and Ombra regarding the Service. If any provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets. We are not liable for delays or failures caused by events beyond our reasonable control. Notices to you may be given by email or in-app.

17. Contact

Questions about these Terms: legal@tryinvesti.com.